Private Lending

Many opportunities in real estate require the use of short-term financing. RCP offers borrowers bridge loans, mezzanine loans, and subordinate financing for a wide range of uses at competitive terms. Sometimes an unusual circumstance in a project can complicate financing from a traditional lender. We offer our clients the ability to facilitate quick closings or to capitalize on a short-term market fluctuation.

A glimpse of our offerings:

  • Loan Amounts $100,000 to $3 million
  • Rates start at 9%, interest-only
  • 1-2 year terms
  • No prepayment penalties
  • LTV up to 80%
  • First and second lien mortgages
  • Very flexible underwriting
  • Ability to close in one week
  • Must have commercial/investment real estate collateral
  • Delaware and surrounding counties of PA, MD, NJ

Examples of scenarios for our private lending program include:

  • Construction, construction completion, renovation, tenant improvements
  • Partnership buyouts, 1031 exchanges, time sensitive purchase contracts and auctions
  • Bankruptcy or foreclosure bailouts, discounted payoff agreements
  • Non-stabilized properties with expiring/expired leases
  • Investment property acquisition and rehabilitation

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